Pension Credit

Pension Credit: don't miss out on what should be yours

Pension Credit is a weekly benefit that helps low-income pensioners with living costs.

About 2.5 million older people are qualify for Pension Credit to top up their retirement income. Yet around four in 10 of those who qualify aren’t claiming it.

No one should face financial hardship in later life.

If your weekly income is below £218.15 for a single person or £332.95 for a couple, it’s time to check. Even if you own your home, have savings, or receive a private pension, you might still qualify — many people do without realising it.

You can tap here to work out how much Pension Credit you could receive on the gov.uk website (link opens in a new tab).

Banner image reading: 'After a few minutes filling in my application, I've now got a pension top-up. Eric topped up - have you?'

After a few minutes filling in my application, I've now got a pension top-up.

Eric topped up - have you?

Banner image reading: 'Thanks to a pension top-up, managing my household bills just got easier. Hasan topped up - have you?'

Thanks to a pension top-up, managing my household bills just got easier.

Hasan topped up - have you?

Banner image reading: 'With extra money in my pocket, I can spend more doing the things I love. Monique topped up - have you?'

With extra money in my pocket, I can spend more doing the things I love.

Monique topped up - have you?

Banner image reading: 'With extra money in my pocket, I don't have to worry so much about bills going up. Phil topped up - have you?'

With extra money in my pocket, I don't have to worry so much about bills going up.

Phil topped up - have you?

Banner image reading: 'With a pension top-up, I also get free dental treatment and help with the cost of new glasses. Susan topped up - have you?'

With a pension top-up, I also get free dental treatment and help with the cost of new glasses.

Susan topped up - have you?

Banner image reading: 'Nowadays my money goes much further - thanks to a pension top-up. Audrey topped up - have you?'

Nowadays my money goes much further - thanks to a pension top-up.

Audrey topped up - have you?

Banner image reading: 'Thanks to my pension top-up, I am now making plans to travel more this summer. Carol topped up - have you?'

Thanks to my pension top-up, I am now making plans to travel more this summer.

Carol topped up - have you?

Banner image reading: 'With extra money coming in, I can sleep a bit easier a night. Dave topped up - have you?'

With extra money coming in, I can sleep a bit easier a night.

Dave topped up - have you?

What Pension Credit can help with

Pension Credit isn’t just extra money — it’s a gateway to additional support that could improve your quality of life.

On average, it’s worth over £3,900 a year and could unlock help with bills, NHS costs, and more.

  • Extra income: typically several hundred pounds a year.
  • Bill support: help with Council Tax, energy costs, and more.
  • Health benefits: assistance with NHS dental treatment, glasses, and transport costs for hospital appointments.
  • Peace of mind: financial security to focus on what matters most.

You can get support with Pension Credit

Our Money Advice Team would be happy to help you or a loved one ensure you’re receiving all the support you’re eligible for. Phone us on 01204 328000 (Monday to Friday, 8am to 5:30pm) or email moneyadviceteam@boltonathome.org.uk.

Support is also available from the national charity Independent Age. You can tap here to visit the Independent Age website for more information (link opens in a new tab), or call their freephone helpline on 0800 319 6789.

Age UK have specialist advisers at over 120 local Age UK branches. You can tap here to find your nearest Age UK branch on their website (link opens in a new tab).