We offer a free, confidential service to help you.
Keep as evidence of how much you owe and need to pay.
Write to say what help you are obtaining or if you are unable to make a payment.
They will NOT go away and the longer you leave, the worse they will get. Contact us straight away for help and support.
Work out if you have enough regular income to pay your debts.
Additional borrowing can seem like a good idea and may well help in the short-term, but can too often lead to more serious longer-term problems. Contact us for help and support.
You still have rights even though you owe money. Please contact us for help and support.
Please be aware: Debt management companies, doorstep lenders, loan sharks and high street money lenders are all profit making organisations that are out to make money from you.
They will charge high interest rates and make charges for lending money.
For low cost and affordable loans, we would recommend Hoot Credit Union, click here for more information.
If you've money worries or debt issues, please contact our Money Advice Team on 01204 328000, or send them an email by clicking here for free, confidential help and support.